3n681 Trotter Lane

St. Charles, IL
$ 1,087,000 Beds 5 Baths 5.5 Sq 7,565 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 3N681 Trotter Ln, a private retreat on 1.43 acres in sought-after unincorporated St Charles. This 5 bedroom, 5.5 bath home blends comfort, elegance, and resort-style living. Soaring ceilings, custom cabinetry, and open living spaces set an impressive tone. The spacious kitchen features a large granite island and ample storage, while a first-floor bedroom with a full bath adds flexibility for guests or a home office. Upstairs, generously sized bedrooms provide privacy, including the option for a second primary suite. The heated sunroom with skylights offers year-round enjoyment. The finished walk-out basement expands the living space with a rec room, bar, bonus room, full bath, storage and dog-wash station. Outside, enjoy a private backyard oasis with multiple decks and patios, an in-ground pool, hot tub, built-in grill, and gathering areas - perfect for entertaining. Additional highlights include a heated 3-car garage with epoxy flooring, quality craftsmanship throughout, and a prime location offering privacy while remaining just minutes from shopping, dining, top-rated schools, and everything St. Charles offers. This is a rare opportunity to own a true resort-style retreat that perfectly balances luxury, space and lifestyle.

Active

  • Price
  • $ 1,087,000
  • City
  • St. Charles
  • Bedrooms
  • 5
  • Full Bathrooms
  • 5
  • County
  • KANE
  • Half Bathrooms
  • 1
  • Area
  • Campton Hills - St. Charles
  • Lot Size
  • 1.43 Acres
  • Zip
  • 60175
  • Sqr Footage
  • 7,565
  • Year Built
  • 1992
  • Taxes
  • $ 20418
  • Style
  • MLS#
  • 12709961
Listed By: Redfin Corporation
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 7565
Sewer Septic Tank
Heating Natural Gas,Forced Air,Steam,Radiant,Sep Heating Systems - 2+,Radiant Floor
Cooling Central Air
Possession Closing
Appliances Double Oven,Microwave,Dishwasher,High End Refrigerator,Disposal,Stainless Steel Appliance(s),Range Hood,Water Purifier Owned,Water Softener Owned,Humidifier
HOA Fee 17
Garage Spaces 3
Association Fee Includes None
Construction Materials Brick,Cedar,Frame
Year Built 1992
Township Campton
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Monthly
County Kane
New Construction No
Property Type Residential
Subdivision Name Oak Glen
Total Rooms 11
Full Baths 5
Status Active
Directions Rt 64 West to LaFox Rd South to Campton Woods West to Trotter Lane North to home
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Tax Annual Amount 20418
Standard Status Active
Middle/Junior School District 303
Elementary School District 303
Property Type Detached Single

Interior Features

Interior Amenities Vaulted Ceiling(s),Hot Tub,Wet Bar,1st Floor Bedroom,In-Law Floorplan,1st Floor Full Bath,Walk-In Closet(s)
Basement Finished,Full
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Wood Burning,Gas Starter
Half Baths 1
Laundry Features Upper Level,Gas Dryer Hookup
Total Bedrooms 5
Room Type Bedroom 5,Heated Sun Room,Storage,Other Room,Exercise Room
LivingAreaSource Estimated
Total Baths 6
Bedrooms Possible 5
Bathroom Whirlpool,Separate Shower,Double Sink

Exterior Features

Exterior Amenities Hot Tub,Outdoor Grill,Fire Pit
Parking Features Garage Door Opener,Heated Garage,Yes,Garage Owned,Attached,Garage
Water Source Well
Total Parking 3
Lot Dimensions 229X336X178X296
Lot Size Acres 1.43
Waterfront Y/N No
Other Equipment Water-Softener Owned,Security System,Intercom,Ceiling Fan(s),Sump Pump,Sprinkler-Lawn,Radon Mitigation System,Multiple Water Heaters

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elmwood Park, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/29/2026 Listed $1,099,000
9/4/2026 2% - $1,087,000

Property vs Zip Code Average in 60175

Price
AVG $1.16M
$1.09M
Taxes
AVG $17,670
$20,418
Year Built
AVG 1996
1992
Visits
AVG 91
69
Data Provided by Inside Real Estate®

Areas That We Cover

3n681 Trotter Lane St. Charles, IL is a Single Family Home for sale at $1087000 with 7565 sqft and a lot size of 1.43 Acres Acre(s). 3n681 Trotter Lane St. Charles has 5 bedrooms, 5 baths and was built in 1992. The property's zip code is 60175 which is in St. Charles, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.